Calculate how long your retirement savings will last based on your withdrawal strategy. Get a clear picture of whether you're on track for a comfortable retirement.
Include all retirement accounts (401k, IRA, HSA, taxable brokerage, etc.)
Total amount you contribute annually across all retirement accounts
Contributions increase by this percentage each year (e.g., 3% = salary growth)
Real rates take inflation into account. Historically, the global equity market has had a real rate of return of 5%.
Fixed annual spending amount in today's dollars (optional - leave blank to use safe withdrawal rate)
Trinity Study: 4% withdrawal rate had 95% success over 30 years (50% stocks/50% bonds). Higher rates reduce success probability.
Average benefit in 2025: ~$24,000/year
Can start as early as 62, full benefits at 67
This simplified retirement calculator provides a straightforward projection of your retirement savings:
This calculator provides estimates. Consult with a financial advisor for personalized retirement planning.
Get expert guidance on retirement planning, tax optimization, and investment selection tailored to your specific situation.
Explore Advisory Services