Learn to build a hands-off portfolio exactly like a financial advisor would—without paying advisory fees.
$10K invested annually at 7% returns — here's what fees cost you:
| Approach | Annual Fee | After 20 Years | After 40 Years |
|---|---|---|---|
| Self-Managed | 0% | $438,652 | $2,136,096 |
| Robo-Advisor | 0.25% | $425,864 | $1,998,501 |
| Financial Advisor | 1% | $389,927 | $1,640,477 |
The difference: Self-managing saves you $495,619 vs. a 1% advisor over 40 years.
Assumes 7% annual returns before fees. For illustration only.
The fundamentals, in the order you should tackle them
Which accounts to fund first: 401K, HSA, Roth IRA, and beyond
Comparing Fidelity, Schwab, and Vanguard for DIY investors
Global index funds, VT, and building a diversified portfolio
Set it and forget it: recurring purchases at each brokerage
Advanced strategies to optimize your portfolio and minimize taxes
How investment profits are taxed and strategies to minimize your burden
Key differences and which to choose for your accounts
How and when to adjust your portfolio to stay on target
Offset gains and reduce taxes by selling losers strategically
Not sure where to start, or have a complex situation? I offer one-time consultations to review your accounts and build a personalized plan — no ongoing fees.